To assist you as you sort through the process of complying with your insurance
company's coverage requirements, please read the following list of questions:
Have you read the front and back of all insurance cards issued to you by
your (or your spouse's) employer?
If precertification is required, have you made arrangements with your ordering/performing
physician?
Have you contacted your insurance company regarding pre-certification at
least one to two days prior to service to confirm authorization?
Do you know if your healthcare provider's charges will or will not be covered
by your insurance company?
Does your policy require a deductible charge? If so, what is the amount?
Does your policy require a second medical opinion? If so, have you obtained
the second opinion?
Does your policy require that you have a referral form for healthcare services?
If so, have you obtained your referral form and given it to your performing
physician and hospital?
Does your policy require a claim form? If so, have you completed the form
for submission to your physician(s) and hospital?
If you are scheduled for surgery, is your surgery related to any type of
accident? If so, have you given all of the accident-related information
to your healthcare providers, such as how, where, and when
accident occurred?
Are you covered by more than one insurance plan? If so, have you submitted
all insurance information to your healthcare providers?
